Apps to Change Spending & Eating Habits

Personal Note

“You Can Do Anything You Set Your Mind To”

My husband and I got away for a much needed weekend this last month. We stayed at a remote Bed & Breakfast north of Healds burg, reconnected, lazed around, ate good food, tasted some wine, enjoyed the gorgeous country and replenished. As I like to say when life is good – Thank you, Thank you Thank you!!

This type of get away was something my mother would have loved. She’s been gone for almost 20 years but a saying she had comes into mind often – “You can do anything you set your mind to.” I focus on this phrase when I want to attract a weekend get-away, new clients, improve relationships, or stay focused on what needs to be done.

I also think about the message of “The Secret” which was a huge catalyst for prosperity building a few years back. “The Secret” helped millions realize how powerful the mind is to create what we desire, if we stay focused and positive and clean out the hidden obstacles. Then the economy went south and people lapsed into fear, and many have not recovered their optimism or hope.

Let’s remember how important it is to manage our thoughts – you know – those negative, critical ones that pull us into the dark side. To focus on what we WANT and to be grateful for the blessings of life.

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I help women solve their money problems, make more money and enjoy financial peace. What does that mean? Let me ask a couple questions: What gets in the way of making the money you really know you’re capable of? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything!

FREE 15 Minute Consult – Free Yourself (209) 492-8745

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Feature Article

Apps to Change Spending & Eating Habits

Bad spending habits can be just as challenging and destructive as weight problems. Now there are Apps like Urge or Make a Habit, Break a Habit to make it easier to stay on track.

What kind of challenging money habits do you have? Are you an unconscious spender? Do you go to the mall and two hours later have bags of purchases yet you can’t remember what exactly you paid for them?  Are you a secret shopper? And, I don’t mean the kind that’s hired by Safeway to check up on their customer service. I mean, do you sneak your purchases home when your husband is busy and hide them so you don’t get feel guilty, or get grilled? Do you struggle to maintain a budget or is budget a word you haven’t yet acquainted yourself with? (Read More)

ANNOUNCEMENT:

Addiction Therapist:  You know me primarily as a coach, but I’ve been a Certified Addiction Counselor and specialist for over 20 years. I have an office in Modesto at Balanced Living Counseling.  Recently I knew I needed to have a web presence for this side of my business. I particularly enjoy working with family members or adult children of alcoholic parents to help them learn healthy, loving ways of communicating boundaries or limits.

If you or someone you know is struggling with addictive behaviors like overspending, debting, alcohol, drugs, food, internet overuse, gambling please let them know I’m available.

AddictionModesto.com is a new website !

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Upcoming Events

  Reserve Your Spot Now!

The Money Spa Women’s Retreat

Oct 12-14, 2012  Friday evening – Sunday afternoon

At Beautiful Silver Ridge House in Tuolumne City, CA

$50.00 deposit holds your spot - $199.00 total + spa treatments with Cynthia Flesher $30-60

http://lynntelfordsahl.com/moneyspa 

Warrior Bootcamp for Business

Oct 27^th Saturday 9:00 – 5:00   p.m.  Modesto, CA  with Deborah Price, International Money Coach, author Money Magic & Lynn

For more information and to register click here now!

Video Testimonial from a Money Coaching Graduate:

Diane works with the numbers and budgeting aspect of money. I refer my clients who need that assistance to her.  I work with the emotional relationship with money. You can start at either end, depending on what’s comfortable or what’s most needed.

“Through coaching with Lynn I realized I used money as clothing, as a shield, as a protector to who I was rather than as a tool and to help the people I want to help. Since opening up my thinking on money, clients have been calling like crazy.” 

Diane Hinkley, Financial Coach,
New Beginnings Financial Coaching  209 480-0409  diane@moneycoach.us http://coachingmodesto.squarespace.com/testimonials/

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Spotlight

Ginny Hollis is the owner of Hollis Associates established in 1980 in Modesto. Her bookkeeping specialty is small to medium business. Ginny also provides Training in bookkeeping, Quick Books, Excel, Word, e‐mail. I was thrilled to hire Ginny about a year and a half ago and am more productive because of it. Her rates are reasonable. She is also community service oriented and a member of Soroptimist International of Modesto since 1984.

Contact Ginny at (209) 604‐6087 or gohollis@pacbell.net.

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Time to Educate Yourself About Money

Personal Note

My heart is full and my feet still a little tired from our Lemonade Stand adventure on Saturday May19th. Thank you so much to everyone who came out and supported the TEAM!!

It was my husband Dave, my daughter-in-law Gina’s and my privilege to support Team Extreme Lemonade. Their sales & tips totaled $577.00. At the end of the day that’s a lot of lemonade!!!

There were 100 lemonade stands throughout Modesto on Saturday. Team Extreme was comprised of 4 ten and eleven year olds – Grace, Maddi, Mia and Christian. They all did a fabulous job greeting customers, counting change and running up and down Sisk Ave with well-designed Lemonade signs to bring in business.

As part of the process, they created a business plan, estimated expenses and obtained investors who will receive a 7 ROI (return on investment), and they’ll be able to send 10% each to their selected charities – The Animal Shelter and the Gospel Mission. After all that the kids will still put $50.00 in their own pockets.

It’ll be fun to see how this memory impacts their entrepreneurial spirits in the future!!!

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I help women live their dreams by getting their Money Hose in order! What does that mean? Let me ask a couple questions: What does $$ mean to you? What gets in the way of making the money you really know you’re capable of? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything!

FREE 15 Minute Consult – Free Yourself (209) 492-8745

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Feature Article

Time to Educate Yourself About Money

The price we Americans have paid for not being financially educated is very, very sad. I talk to people every week who are waking up to the realization that the avoidance of their money problems has created major financial disasters. My heart goes out to them and there’s help available.

I’m researching all the time about money and I found a great resource for women – Learnvest. Learnvest was founded by Alexa Von Tobel. She studied psychology and happiness at Harvard and then went to Wall Street. She wrote an award winning business plan and then raised money to start Learnvest because she didn’t feel there was a good one-stop financial resource out there for women. Well, she created it.

Alexa recommends a budget formula:

1) Less than 50% of your income for essentials (rent, food, transportation, utilities)

2) 20% income should go to debt relief/and or savings.

3) 30% goes to your life priorities and choices.

The website is comprehensive and beautifully and simply done. www.Learnvest.com

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Upcoming Events

Mind Over Money Telseminar

Get Your Money House in Order and Relax About Money!

Do you or someone you know make these Mistakes with Money?

* The biggest source of STRESS in your life is $$

* Believe more $$ than you currently have will make you happy? (Hint – millionaires believe more will make them happy also)

* Piddle money away on lots of little things - Starbucks, beauty products, fast food? But avoid saving for retirement or the future?

* Take care of others before you take care of yourself financially?

* Undercharge or Over Service Clients?

* You've been through a financial trauma: bankruptcy, job loss, credit card debt

* You want more Energy, Vitality & JOY to Create Your Next Financial Step

In This Lunctime Teleseminar you will:

* Learn WHY your $$ History Energizes or Blocks Your Ability to Make $$

* Understand How Unfinished Money Stuff Affectst How much $$ You Make and most importantly KEEP!

* Identify your Money Type to illuminate perplexing patterns, habits & limitations with money & to Empower Your Financial Decisions

* Use guided visualization to connect with your “Power” Money Types of the Warrior & Magician

* Design the action steps to move out of Financial stress and into Financial Health

Register by clicking here!

NEW – TAKE ACTION NOW – WARRIOR BOOTCAMP

Warrior Bootcamp for Business August 2012

I’m really excited that Deborah Price, my Mentor & Coach & the founder of The Money Coaching Institute will be coming to Modesto to teach the 2 Day Warrior Bootcamp for Business.

Warrior Bootcamp for Business is an inspiring, practical and highly impactful workshop designed for business owners of all types.

Unfortunately, most people are not taught how to be successful in business, personally or financially. As a result, many business owners and entrepreneurs often struggle unnecessarily because they haven't learned to engage their inner "Warrior," the money type that holds the key to your financial success.

In Warrior Bootcamp, we will help you to gain access to the part of yourself that is strong, powerful, focused and capable beyond your current knowing.

Warrior Bootcamp for Business is quite different from a "traditional" business planning process as it is divided into three core components:

1. Money Coaching - Includes processes for Identifying Your Business Blocks and Obstacles to Success, Evaluate Your Leadership Quadrants and Influencing Archetypes.

2. Business Coaching - Will help you Develop Your Unique Position & Market, Build a Realistic Revenue Model, and Daily Right Action Plan & Strategies for Business.

3. Marketing - Focuses on Creating Effective Passive and Active Marketing Strategies and helps you build Your Marketing Model

Investment: Regularly $795 but for Central Valley Business Owners $595.

More information to come!

The Money Spa – A Women’s Retreat

Silver Ridge Retreat Center in Tuolumne City, CA
Cynthia Flesher, CMT & Lynn Telford-Sahl
Oct 12th, 13th, 14th

Nurturing, fun, relaxing, & empowering:

What You Receive: 2 nights (double occupancy) 5 meals

Lynn’s Money Coaching PowerUP Your Money Workshop

SPA FUN - For an additional $30-60 Cynthia is booking foot, chair or full massages – Her calendar will fill so book early!!

Are You Ready for This? $199.00 (plus spa treatments)

Only 20 Spots Open $50.00 Deposit holds your spot

Register by clicking here!

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Spotlight

Ginny Hollis is the owner of Hollis Associates established in 1980 in Modesto. Her bookkeeping specialty is small to medium business. Ginny also provides Training in bookkeeping, Quick Books, Excel, Word, e‐mail. I was thrilled to hire Ginny about a year and a half ago and am more productive because of it. Her rates are reasonable. She is also community service oriented and a member of Soroptimist International of Modesto since 1984.

Contact Ginny at (209) 604‐6087 or gohollis@pacbell.net.

Is The American Dream Dead?

Personal Note

Wonder is a powerful word. It’s about possibility, dreaming, inspiration. When I started coaching 8 years ago I wondered where this career choice would take me. It has been quite a learning process going from counseling/healing to a business focus.

I was coaching for about a year when I had an “aha” I shared with my husband. “Dave, I didn’t realize it until now, but I’m in sales.” He laughed and said, “I wondered when you were going to figure that out.” It took time, but I’ve actually come to enjoy my “joy” calls as I like to name the time I spend talking with people who might need my services.

I love coaching because I love people. I love helping others reach their goals and stay true to their dreams and I receive so much more than money in the process. Yesterday I had lunch with a financial advisor who freely shared how to take care of an investment, a local business owner who dedicates time to helping troubled teens and a writer who’s intuitively gifted.

Since I like to have Fun throughout each day I play the “I Wonder Game.” It goes like this: Ask the question: I wonder (for example) I wonder _______what money will show up unexpectedly today, what I might learn and from whom, what laughs will occur, what fun things will happen today. Yes, having a sense of WONDER is a powerful way to move through each day!!

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"I was named #1 in Sales in the new clothing company Celebrating Grace." Pat Brown, Celebrating Grace Central Valley, CA

I help women live their dreams by getting their Money Hose in order! What does that mean? Let me ask a couple questions: What does $$ mean to you? What gets in the way of making the money you really know you’re capable of? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything!

FREE 15 Minute Consult – Free Yourself (209) 492-8745

“Just named #8 in North America in Nikken! Thank you Lynn and the Law of Attraction.” Kathy Harris, Nikken Entrepreneur, Lodi, CA

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Feature Article

Is The American Dream Dead?

No. But it does need mouth-to-mouth assistance. “Resuscitate the American Dream with hope, change and personal responsibility,” says Suze Orman in her newest book, The Money Class. The American Dream our parents embraced was one of living BELOW their means. This is a lesson we lost track of in the obsession for MORE that advertisers promoted and we indebted ourselves to (in oh so many Visa and MasterCard ways).

We need to not only rescue the American Dream as Suze says, but resuscitate it with the old virtues of hard work and sacrifice. Boring, and so not as exciting as the Kardashian or Jersey Shores lifestyles, but realistic.

Suze says, and I agree, that we must move beyond materialism – an empty value if there ever was one – to authentic happiness. Read more...

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Upcoming Events

PowerUP Your Money Introductory Workshop

Are you READY to CHANGE Lifelong Money Patterns, Get Your Money House in Order & Reach your Full Financial Potential?

When: Wed April 25
Time: 6:00 – 8:30 p.m.
Where: You'll get the info once you register
Investment: $27.00
Register: click here now!

Appetizers Wine FUN Appetizers Wine FUN Appetizers FUN

NEW – TAKE ACTION NOW – WARRIOR BOOTCAMP

Warrior Bootcamp for Business June 15th & 16th 2012

I’m really excited that Deborah Price, my Mentor & Coach & the founder of The Money Coaching Institute will be coming to Modesto to teach the 2 Day Warrior Bootcamp for Business.

Warrior Bootcamp for Business is an inspiring, practical and highly impactful workshop designed for business owners of all types.

Unfortunately, most people are not taught how to be successful in business, personally or financially. As a result, many business owners and entrepreneurs often struggle unnecessarily because they haven't learned to engage their inner "Warrior," the money type that holds the key to your financial success.

In Warrior Bootcamp, we will help you to gain access to the part of yourself that is strong, powerful, focused and capable beyond your current knowing.

Warrior Bootcamp for Business is quite different from a "traditional" business planning process as it is divided into three core components:

1. Money Coaching - Includes processes for Identifying Your Business Blocks and Obstacles to Success, Evaluate Your Leadership Quadrants and Influencing Archetypes.

2. Business Coaching - Will help you Develop Your Unique Position & Market, Build a Realistic Revenue Model, and Daily Right Action Plan & Strategies for Business.

3. Marketing - Focuses on Creating Effective Passive and Active Marketing Strategies and helps you build Your Marketing Model

Investment: Regularly $795 but for Central Valley Business Owners $595.

Register by clicking here!

The Money Spa – A Women’s Retreat

Silver Ridge Retreat Center in Tuolumne City, CA
Cynthia Flesher, CMT & Lynn Telford-Sahl
Oct 12th, 13th, 14th

Nurturing, fun, relaxing, & empowering:

What You Receive: 2 nights (double occupancy) 5 meals

Lynn’s Mind Over Money Workshop

SPA FUN - For an additional $30-60 Cynthia is booking foot, chair or full massages – Her calendar will fill so book early!!

Are You Ready for This? $199.00 (plus spa treatments)

Only 20 Spots Open $50.00 Deposit holds your spot

Register by clicking here!

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Spotlight

Wendy Malone
Licensed Contractor, A Woman's Touch

Wendy is meticulous. When she paints a room, she takes a picture, takes everything out and puts everything back as you had it. She does a great job, goes the extra mile and then some and you will love her cheerful, happy personality as well.

Wendy is a licensed contractor and owner of A Woman's Touch Painting & Handywork. She specializes in house painting, crown molding and laminate flooring installation, murals, minor plumbing, electical and more! With 15 years experience, she does it all with a Women's Touch!! (209) 352-5566

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Women in Business – Keep Your Foot on the Gas Pedal!

Personal Note

A Recovering Negativist – Or The Better It Gets, The Better It Gets – Esther Hicks

I was in my Zumba class – love it – and as I was approaching a friend said to a woman standing next to her, “she’s one of those positive thinkers.”

Yes I have to admit it, I am one of those positive thinker types. I’ve had other variations of that said by others, but it wasn’t necessarily meant as a compliment. My brother used to kid me about my “miss positive” tendency also. It bugged him at times. It seems odd to me that someone being positive might push a button. I’ve been reading the Esther Hicks cards Money, and the Law of Attraction and one of them says “When you deliberately seek positive aspects of whatever you are giving your attention to, you, in a sense, tune your vibrational tuner to more positive aspects of everything.”

One thing I’ve figured out is that we’re creating all the time with our thoughts and feelings. Most of the time we’re not aware of what requests we’re sending out to the world. I try to stay focused on what I WANT more than what I don’t want, but I have to say, it’s work and it’s not always easy. However, as a recovering negativist from way back when, I find my life works so much better with this focus and effort.

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“I’ve had my biggest month ever with Melaluca – I added 15 new clients this last month.” Renee Kee, Melaluca, Manteca, CA

I help women live their dreams by getting their Money Hose in order! What does that mean? Let me ask a couple questions: What does $$ mean to you? What gets in the way of making the money you really know you’re capable of? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything!

FREE 15 Minute Consult – Free Yourself (209) 492-8745

“Well, it happened! The largest Nikken month ever in my history with the company!!!!!!!!!! Thank you Lynn and the Law of Attraction.” Kathy Harris, Nikken Entrepreneur, Lodi, CA

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Feature Article

Women in Business – Keep Your Foot on the Gas Pedal! 

Do you know who the 2nd in command is at Facebook? Sheryl Sandberg, also known as the soon to be $1.6 Billion woman is the CFO of Facebook and credited with capitalizing and readying the company for it’s upcoming IPO offering. Every woman in business should know her name.

Sheryl Sandberg says “Women need to keep your foot on the gas pedal and aim high.” Ms. Sandberg was recently speaking at the World Economic Forum in Davos, Switzerland and her subject was women! Should Facebook’s launch go as planned Ms. Sandberg will be worth approximately 1.6 billion. She’s one of a very few self-made woman billionares. Go girl!!

Sheryl Sandberg is to the promotion of women in business as Steve Jobs was to the promotion of Apple. Read more...

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Upcoming Events

PowerUP Your Money Introductory Workshop

Are you READY to CHANGE Lifelong Money Patterns, Get Your Money House in Order & Reach your Full Financial Potential?

When: Wed April 25
Time: 6:00 – 8:30 p.m.
Where: You'll get the info once you register
Investment: $27.00
Register: click here now!

Appetizers Wine FUN Appetizers Wine FUN Appetizers FUN

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Spotlight

Curt Zimmerman
The Cleaning Authority

I’ve known Curt Zimmerman, the owner of The Cleaning Authority, for a number of years. I definitely recommend getting a FREE estimate for cleaning services. Call & ask for Susie.

The Cleaning Authority
“Life’s Too Short To Clean Your Own Home”
Susie Castelo is the Client Relations Manager for The Cleaning Authority and a member of Women’s Success Network, Modesto. The Cleaning Authority is fast, efficient, environmentally friendly and local. (209) 543-8012
http://www.modesto.thecleaningauthority.com/

Is It True That Nice Girls Don't Get Rich?

Personal Note

The week before vacation is always jam packed, and as Dave and I get ready to go to Mexico this Friday the 17th, it’s as usual. I’m grateful to have and make the time to be able to get away and Relax, or as I like to say, pretend I’m a vegetable and replenish. (Yes I wear plenty of sunscreen, hats, etc., and yet I LOVE the sun.) Must be my Southern California upbringing.

March is Women’s History Month. If you’re local please mark your calendar and attend the screening of Miss Representation, an extremely well done documentary about the way the media misrepresents girls and women which can affect their leadership and success potential. I was a 70s bra-burning feminist and find it sad, but not surprising, that women have made progress, but not nearly enough. Let’s support our girls to focus on school more and shopping, boys and gossip less.

When: Thursday March 22, 2012
Where: Galaxy Theatre, Riverbank, CA
Time: Movie 7:00 p.m.- 8:30 p.m.

6:00 – 7:00 p.m. Reception to meet Women Luminaries of Riverbank – Galaxy Theatre

FREE Event – Donations are appreciated and will benefit
Haven Women’s Center & Family Justice Center!

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“I’ve had my biggest month ever with Melaluca – I added 15 new clients this last month.” Renee Kee, Melaluca, Manteca, CA

I help women live their dreams by getting their Money House in order! What does that mean? Let me ask a couple questions: What does $$ mean to you? What gets in the way of making the money you really know you’re capable of? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything!

FREE 15 Minute Consult – Free Yourself (209) 492-8745

“Well, it happened! The largest Nikken month ever in my history with the company!!!!!!!!!! Thank you Lynn and the Law of Attraction.” Kathy Harris, Nikken Entrepreneur, Lodi, CA

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Feature Article

Is It True That Nice Girls Don't Get Rich?

Nice Girls Don't Get Rich author Lois Frankel, Ph.D (a rich woman in more ways than one) says that many of the characteristics that make women uniquely feminine are the very same behaviors that prevent them from becoming financially independent.

Women are socialized to be the caretakers and more women go into the helping (less income) professions than men. Ms. Frankel says she spent "the first half her adult life believing that doing good and doing well were mutually exclusive."

Take a look at this "nice girl" programming and see what you think:

• Money is power, and most little girls are not taught to be powerful - they're taught to be "nice."

Read more...

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Upcoming Events

For Women in Business: Money Magic Teleseminar Lunch Time Series

When: March 13, 20th, 27th 11:30 – 12:15 p.m. (Pacific Time)

Investment: $27.00 - Register Here!

If you have any of these Financial Challenges:

• Are Financially stressed
• Overspend or Overshop
• Aren’t managing money effectively
• Are Under earning or Under charge for services
• Have gone through a financial trauma such as bankruptcy

Here's What You'll Get In This Power Packed 3 Sessions:

• Assess Your Money Strengths
• Identify Your Top 3 Money Challenges
• Re-Set Your Money Speedometer – Are you limiting your income and don’t know what to do?
• Set a Bold Money Goal for 2012
• Introduction to Unfinished Money Business (& why finishing is freeing)
• Create an Action Plan based on Top 3 Money Challenges

COMMUNITY EVENT May 19th, 2012

LEMONADE DAY

This is a program for youth K-12 with the educational tools needed to start, own and operate their very own lemonade stands. This program was very successfully launched in Houston and Modesto is modeling our program after theirs.

Contact: Tammie Webb, City Director, 209 495-5759 at modesto@lemonadeday.org

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Spotlight

Susan Bremer O’Neill
Self-Appeal Coach

Do you know any women that don’t feel as comfortable as they’d like with their body? I can think of only a handful of women that are confident about their body. We’re lucky to have Susan in the community and she has a gentle approach to help women shift to a kinder gentler place with their body.

Susan Bremer O’Neill, Self-Appeal Coach

I help women improve their self image and raise their self esteem and confidence. Through coaching, classes, and presentations, I give tools that help women reclaim their bodies and tune inward, to develop the internal knowledge that enables them to create a fulfilling and abundant life.

Ideal clients are women who are lonely or unhappy with their relationships, find themselves on a diet, exercise, over-consume cycle, are disillusioned and feel that something isn’t working in their life, or who are always striving for someone else’s ideal of who they should be and coming up short in their own minds.

Susan Bremer O'Neill
Self Appeal® Coach, Writer, Speaker, Teacher
susan@selfappeal.com
www.selfappeal.com
209-765-4324

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