Isn’t Budget Another Word for Money Diet?

Personal Note

Business is booming and I am grateful and excited about 2012 and the opportunity to help lots more people understand and transform their relationship with Money. It’s amazing how much my own thinking and behavior with $$ has changed over the year – making more of it despite the economy and I’m managing $$ much more consciously. FUN.

Personally, 2011 was about letting go of relationships including some family. These weren’t my decisions and that’s always harder. What I know is that relationships change. To top it off, just before Xmas my husband and I experienced the loss of one of our best friends just before Christmas. Really tough.

However, I AM a present moment gal and life is rich, full and continuously growth provoking. My intention is to feel fully, release quickly, stay present and to enjoy the journey. I so appreciate and hold near and dear friends, family and client relationships that I treasure.

A Resolution or A Theme for 2012?

Do you create Resolutions or Goals? How about a Theme instead. Resolutions, like diets, are too often forgotten by March. Consider a theme instead. A theme is similar to an intention and becomes the ground from which everything springs.

Last year my theme was about listening to my God voice more than my ego voice. (No wonder it was such a year of growth?)

My theme for 2012 is to appreciate life in all its dimensions and is based on this quote from Lynne Twists’ book: The Soul of Money, “What you appreciate, appreciates.”

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“I’ve had my biggest month ever with Melaluca – I added 15 new clients this last month.” Renee Kee, Melaluca, Manteca, CA

I help women live their dreams by getting their Money House in order! What does that mean? Let me ask a couple questions: What does $$ mean to you? What gets in the way of making the money you really know you’re capable of? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything!

FREE 15 Minute Consult – Free Yourself (209) 492-8745

“Well, it happened! The largest Nikken month ever in my history with the company!!!!!!!!!! Thank you Lynn and the Law of Attraction.” Kathy Harris, Nikken Entrepreneur, Lodi, CA

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Feature Article

Isn’t Budget Another Word for Money Diet?

It’s January and how many of you are on a DIET? How long do you typically stay on a diet before you have to break out of JAIL? For most it’s only a few weeks. You feel deprived, you’re hungry, grumpy, have less energy (no kidding – you’re not feeding the cells of your body and they are letting you know). But, you lose the 5 or 10 pounds and you feel good. YEAH!! And then what? If you don’t have a PLAN to stay conscious, very conscious, about what you’re eating you will gain it ALL back and more. WHY do we keep doing this to ourselves – year after year?

Well one reason for this is we don’t like to suffer by not eating what we want - get it. And, most humans hate change. To stay on a plan month after month, year after year – BORING.

Isn’t the deprivation and the breaking out of jail the same way a BUDGET affects you? [READ MORE]

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Upcoming Events

NEXT Successful Women’s Monthly Support Group Starting February 13th

Our first 6 month Women’s Monthly Support was a huge success and ended in January. I’m NOW opening the group for new admissions. We have openings for 12 more women and here’s what you’ll receive:

• Heart & Soul Connections with Self & others

• Emotional Management Strategies

• Strategies to move your business forward – Goals, Action & Accountability

• Stress relief practices

• Guided imagery & breathing meditation

• Balance strategies

• Support

• FUN

• Personal & Professional Growth

For more information and to register please click here now!

COMMUNITY EVENT May 19th, 2012

LEMONADE DAY

This is a program for youth K-12 with the educational tools needed to start, own and operate their very own lemonade stands. This program was very successfully launched in Houston and Modesto is modeling our program after theirs.

Contact: Tammie Webb, City Director, 209 495-5759 at modesto@lemonadeday.org

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Spotlight

Esther Milsap
Fish Window Cleaning

I’m so happy to spotlight Fish Window Cleaning this month. My windows never look better than right after they’re cleaned by Fish. John & Esther are dedicated to customer satisfaction and go above board to make sure your windows look amazing.

Thank you and spring is going to be here soon so I’ll be giving them a call.

“Our specialty is in giving you perfectly clean windows, and we are ready to serve your business or home. Our window cleaners are trained to provide the superior customer service you expect when in the workplace or the quiet environment of your home. Window cleaning is our profession. It’s not just a job we do, and we treat it that way. Our reputation is built on reliability and professionalism. That's why we guarantee 100% satisfaction with our services. If there's a problem, we'll fix it. If your world isn't bright, neither is ours.”

Esther Milsap
Franchise Owner

4622 Glass Ct., Unit A
Modesto, CA 95356
Ph: 209-521-3474
Fax: 209-521-3478
www.fishwindowcleaning.com/846
Independently Owned and Operated

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Happy Holidays from Lynn’s Heart to Yours

 Personal Note

 

It’s been almost a year since I started the Money Coach Training to become Certified (not Certifiable) and it’s been a fascinating year. I’ve been noticing subtle, but profound changes in my money behaviors. For example, I usually put off Christmas shopping until the last two weeks and then it’s a scramble. This year I have 2/3’s of the shopping done and had some (not all) packages wrapped before we got the tree. This year I’m also being more precise with my Xmas list and counting dollars spent as I go. (Have never done that before)! And, cash is Queen (who says it has to be King?) this year.

Before I went through the Money Coaching, I didn’t know I had a relationship with money. Most of the clients I work with (and I’ve been blessed to work with many this year) are amazed at the discoveries that come by exploring their emotional $$ history, patterns and beliefs in this unique way.

What do you think? Are our financial decisions emotional or logical? Research shows most are emotionally based, then we back up with rationalization or logic. An example: I want to buy my husband an expensive gift for Xmas that we can’t really afford. I rationalize the purchase by - pick one: “It’s the holidays, it’s only once a year, he works so hard he deserves it.” None of this is good or bad, but isn’t it interesting how the money brain works?

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“I’ve had my biggest month ever with Melaluca – I added 15 new clients this last month.” Renee Kee, Melaluca, Manteca, CA

I help women live their dreams by getting their Money House in order! What does that mean? Let me ask a couple questions: What does $$ mean to you? What gets in the way of making the money you really know you’re capable of? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything!

FREE 15 Minute Consult – Free Yourself (209) 492-8745

“Well, it happened! The largest Nikken month ever in my history with the company!!!!!!!!!! Thank you Lynn and the Law of Attraction.” Kathy Harris, Nikken Entrepreneur, Lodi, CA

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Upcoming Events

Money Circles for Women

Are you in charge of your Money or is it in charge of you?

If you’re ready to reach your full financial potential in 2012 this group is for you!!

In this group you will experience the same amazing 4 Step Money System I take individuals & couples through, in a supportive, fun, confidential group of women. You’ll learn from them as they learn from you.

If you’ve had financial STRESS, DEBT, filed bankruptcy and are ready to put it behind you to reach your full financial potential this group is for you.

When: Starts January 10th Tuesday 6 Sessions (10, 17, 24, 31, Feb.7, 14)

Don’t Wait – Only Two Spots left: Investment: $297.00

Call to Register: (not on website) 209 -492-8745 or email Lynn at lynntelfordsahl@gmail.com with Money Circle in Subject.

Time: 6:30 – 8:30 p.m.
Where: Modesto, 1801 Tully Rd., Ste. E IT Solutions Conference Room
Investment: $297.00

Mind Over Money
In-Person Complimentary Event

Co-Presenters: Lynn Telford-Sahl and Gary Watts of Valley Wealth.

http://lynntelfordsahl.com/mind-over-money

*Are you Financially stressed?

75% of Americans say they are.

* Do you understand how your brain hi-jacks your money decisions?

* Have You Gone Through Any of these Financial Traumas –
Bankruptcy, Home or Job Loss, Credit Card debt?
(By the way you’re not alone)

*Do you Wonder If or How You’ll be able to Retire?

*Do you Know How to Create the Best Retirement Plan Now?

*Are you Feeling Victimized by your Earning Power or the economy?

In this workshop (& Q&A) you’ll learn how to “outsmart your brain” & to understand how STRESS affects financial decisions. You’ll explore your relationship with money and what it really means to you and get clarity about what it takes to retire in today’s world.

Gary Watts, Valley Wealth, Inc is a financial advisor. He grew up in Modesto, has a Bachelors in Criminal Justice and a Masters from Long Beach State. He’s a member of Modesto Rotary, Toastmasters International and is the past President of the MJC Jr. College Foundation.

Transform the 7 Mistakes Women Make with Money into Focus, Abundance & Freedom (& How about a little FUN?)

WHEN: January 17, 24, 31
TIME: 11:30 – 12:15 (Pacific Time)
Investment: $27.00 Click here

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Spotlight

Sylvia Polite, Custom Clothier l Botanical Artist (artwear)

Sylvia contacted me through Facebook and invited me to speak at her salon. I love the look of her site so please check her out. Sylvia is a local clothing designer. Better yet, attend one of her Saturday events. I’ll be speaking Sat. January 21st at 11:00.

Caly is a destination boutique with a custom dressmaking designer atelier for the creation of exclusive fashions. The Caly Magazine features previously unpublished paintings and photographs of art by Sylvia Polite, American Fashion Designer and Botanical Artist. The issue is a tribute to her artwear. The Caly International Fashion Society is a private club for women that serves as a platform for communication between members and runs a variety of fashion-centered events.

Sylvia Polite (B. 1962) is an American Fashion Designer. She designs and makes custom garments one at a time, to order, to meet an individual customer's needs and preferences.

Sylvia Polite, Custom Clothier l Botanical Artist (artwear)

Toll Free: 1-800-340-1515 (US & Canada only)
International: +1-209-589-8374
Boutique: 1231 8th Street, Suite 300, Modesto, CA 95354
Mail: Post Office Box 579051, Modesto, CA 95357
Website: www.sylviapolite.com
Email: mail@sylviapolite.com
Skype: sylvia.polite

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Big Surprise, But Not Everyone Loves The Holiday

Personal Note

So much to be thankful for. We’ve had the most incredible blazes of tree color this year. Every day when I’m walking my little Luna (Lynn is looney for Luna) yes I know, kookoo – I’m delighted by the gifts of nature – all free!!

I’m also aware that change is part of life. One of my most difficult challenges is letting go of people I care about. Like a dog with a bone, I try to hold on past the point when the signs are clear the relationship needs to be released. What’s your experience? Do you let go easily? Hang on past the expiration date?

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Feature Article

Big Surprise, But Not Everyone Loves The Holidays

THE 7 Tips. If you’d like to the best chance of staying relatively sane during the holidays and NOT going over BUDGET here are 7 Tips to help you do so:

1) The Budget: First figure out how much IN TOTAL you want to spend on the Holidays. Include gifts, food, wrapping paper, party clothing (now we’re talking), hair & beauty products and of course alcohol. The average shopper spent $704 in 2010 and is projected to spend $14.00 less this year – who figures out this stuff?)*

2) Make a list of giftees - what you’re going to buy and the AMOUNT you are going to spend. Take the list with you when you shop – STICK to the list. No impulse buying (I’ve done this for years, primarily because if I didn’t make a list I wouldn’t remember who, what or how much. [Read More]

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“I’ve had my biggest month ever with Melaluca – I added 15 new clients this last month.” Renee Kee, Melaluca, Manteca, CA

I help women live their dreams by getting their Money House in order! What does that mean? Let me ask a couple questions: What does $$ mean to you? What gets in the way of making the money you want in life? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything! What's your big money challenge? Get your FREE 15 Minute Money Consult Today!

“Well, it happened! The largest Nikken month ever in my history with the company!!!!!!!!!! Thank you Lynn and the Law of Attraction.”  Kathy Harris, Nikken Entrepreneur, Lodi, CA

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If you have found this article helpful, please forward it onto others.

Upcoming Events

7 Mistakes Women Make with Money & What to Do About It – Lunch Time Teleseries

WHEN: January 17, 24, 31 11:30 – 12:15
Investment: $27.00 Click here

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Mind Over Money
In-Person Complimentary Event

*Learn Your Money Type and What It Says About Your Relationship with Money*Are you Financially stressed? 75% of Americans say they are.
*Do you Wonder If or How You’ll be able to Retire?
*Do you Know How to Create the Best Retirement Plan Now?
*Are you Feeling Victimized by your Earning Power or the economy?

In this hour long workshop (& Q&A) you’ll learn how to “outsmart your brain;” to understand how STRESS affects financial decisions. You’ll explore your relationship with money and what it really means to you and get more clear about what it takes to retire in today’s world.

Wine & Appies Served

When: Tuesday Jan 24, 2012
Time: 6:00 – 8:00pmPT
Location: Fuzio's Restaurant, Downtown Modesto
Register: click here

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Spotlight

Mary Farinacci

Mary joined our Women’s Success Network group a few months ago and she has been booked ever since. That means she’s doing a great job helping your pets feel cared for and safe while you’re away. And she does overnights!!! I know I will feel completely comfortable when she pet sits for us.

Mary's Pet Project

Mary Farinacci is the owner of Mary's Pet Project which provides a variety of pet and house-sitting services including dog walking, pet transportation, errand services, and overnight stays. She cares for your pets in your home so they don't have to leave when you go away for business or pleasure, allowing them to maintain their normal routines. As a member of Pet Sitters International, the goal of Mary's Pet Project is to ensure that you have "Pampered Pets and Peace of Mind."

209-556-8237
www.maryspetproject.com
pet.project1@yahoo.com

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What To Do If You're Feeling Victimized By The Economy

Personal Note

"You take it all in. You let the pain of the world touch your heart and you turn it into compassion." Pema Chodron, When Things Falls Apart

Life has it’s ups and downs. My heart has opened more because of two stories I heard at women’s networking business meetings this week. This is what I love about women – we share from our heart and soul and that helps us know we’re not alone with the challenges we face. The fear, sadness, uncertainty I feel, you feel. There wasn’t a dry eye in the house, but it wasn’t sadness but appreciation for the journey of life that we all share. Perhaps you’ll relate too.

Roxanne, Women’s Success Network, Modesto shared how difficult it was to forgive her husband for the pain he caused her.

It took quite a few months of emotional struggle and soul searching, but she worked it through. He was soon afterwards diagnosed with cancer, which is now in remission. One nugget: Forgiveness is not about saying what someone did was ok. It’s about releasing the burden and freeing oneself. I’ve seen the light shining in Roxanne’s face and now I know why.

Karen Penfold from eWomen in Stockton and Elk Grove, is stepping away from her leadership position to focus on her health and “living.” Karen is not one to cry and when she spoke from her heart about the path of breast cancer her tears were very real. I relate to Karen who, like myself, is (or was) a driven gal. Softening to what’s really important in life – our relationships, health, being there for each other, enjoying the moments we have– is a discovery for all of us. She did a wonderful job for eWomen and I know it’s been a tough decision. All good health & well-being to you Karen.

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Feature Article

What To Do If You're Feeling Victimized By The Economy

Deborah Price, International Money Coach and author of Money Magic, says too many people feel like money victims right now. A victim is characterized by powerlessness, hopelessness, and blame which is often the result of a great loss. Americans have good reason to feel victimized - from job loss and downsizing to fear of losing a job if they don’t work unreasonable hours, to short sales and foreclosures - there’s a lot of economic pain to spread around. And, the emphasis is on fear, which is not a good place to problem solve from... [Read More]

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I help women live their dreams by getting their Money House in order! What does that mean? Let me ask a couple questions: What does $$ mean to you? What gets in the way of making the money you want in life? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything! What's your big money challenge? Get your FREE 15 Minute Money Consult Today!

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If you have found this article helpful, please forward it onto others.

Upcoming Events

Next Money Magic Teleseminar Starts Nov 8th!

3 Big Money Mistakes Women Make:

1) Piddle money away on things they don’t really need. When you’re 80 what will those 30 pair of shoes really mean?

2) Think retirement will somehow work out – too many women don’t start saving early enough and retire in poverty.

3) Don’t understand that their money story is about more than the money it’s about everything – everything we eat, drink, buy or fear.

This lunchtime Series will help you take charge of your fears, create an action plan and feel better.

Investment: $47.00 Click here

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Spotlight

Linda-JOY Cash

"Linda-JOY Cash is passionate about her ability to help women with their legal challenges. If you have any of these legal situations call her for immediate help." Lynn

Three Big Legal Issues that "Legal Shield" solves:

Identify Theft Protection & Restoration
Bankruptcy Support
Creating a Will (Too many people ignore this vital detail)

Legal Shield helps make "Justice for All" a reality. For less than a $1 a day you can check your rights and get help.

Peace of mind from the Trivial to the Traumatic. Total access Total Freedom.

Linda-Joy Cash
prepaidlegal.com/hub/lindajoycash
209-605-0169

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Women, Money & Power

Personal Note

My Bubble: I met a woman at a networking event recently and somehow the topic of crime came up. She reacted to a statistic I quoted that crime levels today are actually lower than in the 70s. She cited a number of burglaries that had occurred in her area that hadn’t in year’s prior. At the end she told me I live in a bubble. I suppose I do and I have to say it’s mostly a happy bubble. Let me explain. It’s not that I don’t see bad things happen in the world or stick my head in the sand. It’s also not that I haven’t had challenging things happen – I’ve had plenty.

But, I work every day to focus on the good in my neighborhood, neighbors, family, friends and myself. It’s not always easy, but it feels better than living in a state of fear or worry. In “Happiness for No Reason” Marci Shimoff shows a scale of Fear and Love. Fear = anger, sadness, tension, disappointment, emptiness, self-centeredness and Love = openness, gratitude, forgiveness, peace, hope, JOY, energy, vitality, passion.

The Course in Miracles states there’s always a choice between fear and love but we can only be in one state at a time. As more of us recognize and practice the choice for love, heal ourselves of our fears, worries, doubts and live in trust, hope and love, we and the world that is a reflection of our inside selves, will be a happier and happier place for all.

Feature Article 

Women, Money & Power

I love this quote of Suze Orman’s: “If you’re not powerful with your money, you’re not powerful period.” Or, put another way: “If you’re not money savvy, you won’t have the freedom you really desire.”

Let’s talk about why it’s important for women to put their big girl pants on with money & power. Let’s also put your relationship with money in perspective. It’s only been since the 70s that women have been in the workforce in large numbers. Wow – we’ve come a long way baby!! Women are figuring out the whole idea of work, money, what we want to do with our money, and power (the ability to do, act or accomplish something). But often we put ourselves last when it comes to managing their money.

A 2006 Survey commissioned by Allianz Insurance found that 90% of the women respondents rated themselves as feeling insecure when it came to their finances. And, half said ending up as a bag lady had crossed their mind. Yowzah!

Ask yourself these questions to assess where you’re at with your relationship with money and power (the ability to act).

1) Do you know what your checking/saving balances are most days? If not, why not? Good rule of thumb: Take 2 minutes to look at online balances every day.

2) Do you pay your bills on time (assuming you’re working and have income coming in). If not, set up one day a week or two days a month, schedule it in your phone or set up automatic pay plans. Just do it.

3) Do you act in your own best interest with your money?

A) You give to yourself with money in healthy ways – savings, retirement, investing in your business, shopping wisely, (a lot of women piddle money away with Starbucks, unconscious spending or reward or nurture themselves with shopping when what they really need is attention, love, replenishment or other types of self-care.

B) You don’t financially enable family members.

C) You have goals and a plan for what you want to earn, strategies to accomplish that plan and you stay accountable with help from spouse, friend, mentor or coach.

D) You’re working to feel in charge of and manage the money you make. If you need help that’s great – read a book: Suze Orman, Women & Money is a good one - take a class, a workshop, get a bookkeeper, an accountant, a coach. “Money is an extension of ourselves."(Suze)

We need to stop being afraid of it, ignoring it, afraid of failing, feeling ashamed of how we are with our money, keeping our feelings a secret. We need to take our power back from money by putting those big girls pants on and managing it in our own (and our family’s) best interests.

If you have found this article helpful, please forward it onto others.

Upcoming Events

Money Magic In-Person Workshop: Stop Financial Stress Now!

Change Lifelong Money Patterns and Reach Your Full Financial Potential.

Are you like many women who want to do better with their money? Can you relate?

• You know what you SHOULD do with your $$, but can’t put it into action or stay consistent
• You either avoid the topic of $$ or obsess & worry about it – or bounce between the two
• You don’t charge what you’re worth
• You have $$ challenges like: overspending or hoarding
• You want more energy, JOY & vitality and are ready to Transform your relationship with $$

Register Now: Investment $47.00 (Bring a friend for FREE)

West Side Women in Action Business Conference & Vendor Showcase

Date and time: Oct 7th 8:30 – 4:00 p.m.PT

Come relax, learn from business and balance professionals. Great break-out sessions. Deborah Price, Money Magic author and International Money Coach is the keynote speaker. Great food. This non-profit event raises money for educational scholarships for women and is a really well-done, well-organized business conference for women.

Raffle Prizes Galore - ALL FOR $50.00 FOR THE ENTIRE DAY!!

http://www.wswia.org

Spotlight

Miranda Palmer

Miranda is the rare person who can combine skills and savvy with the ability to communicate to women about technology. She translates your technical questions and needs into a very marketable product. I am grateful for Miranda’s help with the new look for my website!! Lynn T.S.

Miranda Palmer is a technology coach that helps real people use technology in a way that saves time, saves money, and makes your life better. Whether you need to revamp your website, get your business to the next level, or use cool programs that ACTUALLY save you time- she can help!

miranda@zynnyme.com (810) 68-ZYNNY http://zynnyme.com